What is Google Pay, how does it work, and which banks support it

In 2018, Google redesigned and updated its mobile and online payment services, all covered by Google Pay or G Pay. It’s the company’s alternative to Apple Pay. It’s – basically – a mobile exchange.

You can use it for online payments, in-app purchases, contactless in-store payments, and even peer-to-peer transfers. So whether you’re looking for new sneakers online or buying your morning coffee, G Pay can do all the hard work for you. But it’s not just about sending money or paying for things. Like Apple Pay, you can also charge train tickets, tickets and rewards. Whether it’s Covid pass or something completely different.

 you need to know everything about Google Pay. How do you set up Google Pay?

To use Google Pay, follow these steps:

Find the Google Pay app on your phone. It’s pre-installed on most Android phones but you can only download it from Google Play.

If you are using the application for the first time, click Start, select the payment method you want to add, and take a picture of your card or enter your information. Google will then verify you via SMS or email verification.

Just unlock your phone and tap to use Google Pay on any contactless payment terminal.

If you use it on a Wear OS smartwatch, the procedure is the same. All you have to do is open the Google Pay application on your smartwatch, you will be guided through the process of setting up a smartphone that is also connected to it, you will confirm in the same way via an SMS message and ask for a PIN, gesture or PIN. lock your watch.

How does Google Pay work in stores? To purchase in the store using Google Pay, follow these steps:

On the contactless payment terminal at the cash register, look for the Google Pay symbol as the contactless payment symbol.

Unlock your phone or launch Google Pay on your Wear OS watch.

Hold the phone or look at the terminal and wait until you see a checkmark or hear a beep confirming the transaction.

You can pay for items simply by opening your Android phone as usual (which also allows Google Pay to verify your transaction), then attaching it to the merchant’s contactless terminal and that’s it. You can also pay for purchases under GBP 45 or $ 50 without having to open the phone (just turn on the screen), although you can only make a number of these transactions on your phone that you have not yet been asked to unlock. it. You will need to set up your verification for purchases over $ 45 / $ 50. You no longer need to open the application to process a payment. You can simply tap and go and then you will receive a confirmation/transaction details on your phone.

How does Google Pay work with apps?

To make an in-app purchase using Google Pay, follow these steps:

Open a supported application such as Uber or Airbnb. At the checkout or purchase, search for Purchase using the Google Pay button.

Click the Google Pay button.

You will usually be asked to select the card you want to use and confirm its 3-digit security number.

Find out more here.

Android offers a “Buy with Google Pay” button in apps, which means you can click the button and pay quickly, instead of having to enter your credit card and shipping address every time you make a purchase. How does Google Pay work on websites?

To pay for supported sites using Google Pay, follow these steps:

You can use Google Pay in any browser.

To check the support page, simply look for the Google Pay purchase button.

You will usually be asked to select the card you want to use and confirm its 3-digit security number.

Find out more here. If you now see the “Use selected information for future purchases on this site” checkbox, select it to use Google Pay and set it as your default payment method. The next time you schedule a purchase on this site, choose what you want to purchase, start checking, and confirm that you want to use the payment information associated with Google Pay. Then all your data will be filled in automatically.

What else can you do with Google Pay?

Accounting cards / train tickets / boarding passes

Like Apple Pay / Wallet, Google Pay can also be used to store your cards, account cards and travel cards in one place. Just open the Google Pay app and click on ‘Match’ on the bottom tab to access it.

Not all airlines or trainers support this feature, unfortunately, many prefer to issue tickets over PDFs instead of a G Pay compatible card, so whether or not you use this feature is highly dependent on who your travel companion is.

What is Google Pay? How it works and which banks support it Figure 1

The smart feature is that Google Pay can automatically retrieve account information from relevant emails and retrieve virtual membership cards/account cards on the Passes screen. So if you have a hotel account and sign up with your Google email account, you need to get this information.

To add a ticket (whether for public transit, loyalty program or gift card), simply click on the “+ Pass” button and select the appropriate option. Which devices are compatible with Google Pay?

Google Pay is available on all modern Android phones. However, to pay for Google Pay transactions, your phone must support NFC (near-field communication) and HCE (host card emulation). If you place your phone on a payment terminal without contacting the store, NFC and HCE will work together to send your payment details to the store so you can make a purchase.

It’s the same situation on wearing an OS watch. Most modern watches google pay. support with built-in NFC for contactless transactions.

which bank work with google pay ?

Google pay w3ork with your credit or debit card from the following. U.S financial Institute . American Express , Discover Well  Fargo and others. A complete list of supported financial institutions can be found here.

Is Google Pay secure?

Yes. when you pay at the store, google pay does not share your actual card information, however, the dealer received a unique encrypted number. Google works with leading payment networks and financial institution to provide security .

Google also works regularly with online partners and in stores,so you can see google pay on websites ,app ,and in your stores around the world